For small and medium businesses
- Know where you stand before you apply
- Statements, cash-flow forecast, documents and guarantee path put right
- One complete file instead of repeated requests
MTWAFIQ Business · Financing advisory · CoE
Financing-ready SMEs. Excellence-ready institutions.
MTWAFIQ Business prepares small and medium businesses for the decision of a bank or financing company — evidence, readiness and a lender-ready file, connected through a SAMA-licensed partner — and runs a remote Center of Excellence for banks, fintechs and corporates, with team games for their people.
- 555bank operations processes mapped
- 10,847KPIs and SLAs in the library
- 10CoE services, each with a live demo
- 404knowledge titles in 12 categories
- 37governance roles with role certification
Financing advisory · CoE service 10
We get SMEs ready. A licensed partner connects them.
A financing request can stall over a missing document, a thin cash-flow forecast or an amount the business cannot comfortably service. MTWAFIQ puts that right before the file goes out: every document logged in an evidence register, readiness scored criterion by criterion, and every deliverable quality-scored and released only after approval. A partner licensed by the Saudi Central Bank (SAMA) then connects the file with banks and financing companies.
- SME
Asks for finance and shares its records
- MTWAFIQ
Logs the evidence, scores readiness, closes the gaps and releases the file after approval
- SAMA-licensed partner
Connects the file with banks and financing companies
- Bank or financing company
Decides under its own credit policy
For banks and financing companies
- Complete, consistent SME files, ready for credit review
- Repayment capacity and open gaps shown up front
- Received through a SAMA-licensed channel
MTWAFIQ does not lend, does not broker and does not promise approval — the lender decides. Try the readiness demo → · How it works →
MTWAFIQ CoE · Ten services
Demo, trial, then the full corporate edition
Your business excellence department, remote: process excellence, GRC, business requirements, SLA design, the Optimizer, strategy, programme office — and SME financing readiness. See all ten services →
Live demos
All ten CoE services on sample data, right in your browser — no sign-in.
- Ten services, one demo each
- A fictional bank and a fictional SME
- Nothing to install
Corporate trial
A private sandbox workspace for up to three colleagues with a business email, for 30 days.
- 30 days · 3 seats
- Your documents stay in your own storage
- Read-only after day 30, closed after day 60
Corporate client
Your private CoE workspace with every institutional CoE service, and the full content library for every member.
- Isolated workspace, roles and audit log
- Full content for every member
- Services by proposal
Team games
Play as a team — in the room or remote
Corporate trials and clients play every team game. Anyone else creates a free team key in My account — up to 25 people, for 30 days.
Team · 3–12 people
Meeting Table
Pick a subject and who sits at the table. Cards on the chairs flip at random — answer, argue, decide.
Small group · 3–5Random Case
A real-life case at Al-Qimma Bank, seats for your group, a clock and a model answer.
Remote teams · game codeTeam League
Host a game code for the Millionaire League or Be Certified. Remote teams join with the code and meet on one live leaderboard.
Icebreaker · 2–6 teams · mathFlow Pool Icebreaker
Teams race the same process in their own lanes. Solve quick takt, capacity and queue math to earn fixes — and spend them on the real bottleneck.
Live · winner stays onSpeed Duel
Five questions, ten seconds each. Win and you stay on to meet the next player in line. How long is your streak?
Flagship · 555 processesBanking Operations Pool
Our flagship asset: 555 operations processes from the bank value chain down to stages, departments and units — 20 marked in automation scope. Pick any and watch them race in the pool, with SLA, queues and bottlenecks.
Governance eyeBoard Chairs
Nine people at the board table. Who is wrongly invited or sitting in the wrong seat?
Game leaderboard · liveThe Flow Pool
Five bank processes race across the pool: activities, decisions, queues, takt clocks and a live delivery dashboard. Hover any step for its SLA and fixes.
Work with MTWAFIQ Business
Banks, financing companies, fintechs and SMEs
A 20-minute walk-through of the platform, a corporate trial or a financing-readiness conversation. Write to contact@mtwafiq.com.